Residential Real Estate Lawyer – Do You Really Need One?

Some states require lawyers to participate in residential real estate transactions, especially at closing or settlement. Notice how I said, “some states require…’” not simply that you need a real estate lawyer. The majority of states are known affectionately (by real estate lawyers) as, “non-attorney” states. In those states, conducting real estate closings is not considered the practice of law, so you are not required to have a real estate lawyer. The rest of the country resides in either, “attorney” states or states that have mandated the participation of real estate lawyers either for the entire closing or for some parts of the closing. (The parts where you need a real estate lawyer are usually defined by the clear as mud description, “those instances requiring the use of legal discretion and profound legal knowledge.”) Since choosing the right real estate lawyer can save you a lot of aggravation, you want someone who is:Licensed and in good standing. Many states have web sites where you can look to see that the real estate lawyer you are considering is both licensed and in good standing.Experienced. Word of mouth can be the best recommendation. If a friend or relative has been well served and satisfied with a real estate lawyer, chances are you will be also.Real Estate Savvy. This is a specialized area. Just as every midwife might be capable of handling a simple birth, every lawyer might be capable of handling the so-called simple closing, (in California and other “non-attorney” states, people generally do not even use lawyers for residential transactions.) It would be nice, if at the beginning, you could know if yours will be one of those simple transactions. However, since most of us cannot see into the future, if you decide to hire a lawyer, you’ll want one well versed in real estate law and its peculiarities.In your area. It is important that the real estate lawyer you hire be familiar with local rules and ordinances as they can have an enormous impact on how smoothly your deal flows.That you can work with. There is no point in hiring someone you either do not like or do not trust. What good does it do you if you cannot rely on the information she gives you or, just as bad, you cannot stand talking to that person? A real estate transaction is not brain surgery; there are plenty of good real estate lawyers who also have pleasant personalities. You do not want to hire someone that does not play well with others. Your lawyer will be dealing not only with you, but with your buyer. You want someone who will help get the job done while protecting you.How Can You Tell If Your State Is An “Attorney” State?The easiest way is to log onto a website, such as [] which has a list. In addition to that, you can call your local bar association, your local title insurer, your local mortgage lender, or your local escrow agent. Using the word “local” is no accident. All real estate is local and all real estate laws are local in the sense of being governed by the state law of the state where the property is located.
If your house is located in an “attorney” state, adding a real estate lawyer to your team is both necessary and prudent. You’re going to have to have one anyway, so you might as well get her or him on the team early.Do I Need A Real Estate Lawyer In A “Non-Attorney” State?If the house you want to sell is in one of the majority “non-lawyer” states, you might need a real estate lawyer at some point if things get complicated, but there is no rush. In “non-attorney” states, closings usually take place through escrow. Although the escrow agent does not represent you, they are usually very knowledgeable and they are obligated to follow the directions you outlined when the escrow was set up.If you do hire a real estate lawyer, she can be your second most valuable player. From advising you on such matters as the contract, disclosures, title, inspection issues, to holding the earnest money and handling the closing.REMEMBER: Even in “attorney” states, real estate lawyers are not deal makers. Their job is to make sure the contract is properly executed. They may or may not be involved in the actual negotiations.TIP: In some areas, real estate lawyers make a large chunk of their money from the title company they work with. As the seller, it will be your responsibility to bring down title. Therefore, working with an real estate lawyer who has a relationship with a title company, could be to your benefit.© 2007 Complete Books Publishing, Inc.

The Debt Settlement Industry – More Legitimate With The New 2010 Laws

The debt settlement industry is becoming huge day by day. New people are entering the debt settlement industry for relief and profits. Some years back when this industry was at its peak; this industry was struck with a setback. This happened because those perusing careers and business in this industry did not have clean intent and they ended up becoming negative for the industry.When the industry was at its peeked and a lot of profit was visible for the corporate people. Many new settlement agencies opened up. These agencies have little or no knowledge of the industry they were in the industry for the profits and they wanted to make these profits with illegal activities. The illegal activities they conducted to make profits include cheating with the clients. The companies started attracting more and more debtors who were facing liability issues with the aid of persuasive advertisement. They were even accepting those people who were not even eligible to use this method.After charging them heavy amount of fees; they ran away and vanished in thin air as if they never existed; there was no sign of them. They did so without producing any services for their clients. Many were even known for conducting illegal activities such as manipulation of the rights of the lenders; they conducted this activity to make their name in the industry and to get the best deals this industry has to offer. These activities were not at all helpful for their clients; instead their clients were sued for the activities conduct by their settlement agencies. When the consumers turned back to their settlement agencies for question; they could not find even a pebble of the firm they had hired.This was a lot of negative promotion for the settlement industry and people started disliking the industry and this industry was no longer helpful. People said that this industry was built to cheat with innocent Americans instead of helping them.The government noticed the downfall of this industry and decided to protect this industry from coming to end. They issued a law stating that a consumer cannot be charged any fees until they have been provided with the promised services. This rule helped the industry a lot and a lot of fake and illegal companies had to leave the industry. The industry is once again moving in the positive direction and many people are gaining help from this industry.

Popular Online Marketing Strategies for Improving Business Exposure

While numerous online marketing strategies are available not all are conducive to good business. Marketing executives should spend time learning about the pros and cons of each to determine which are best suited for their business and will yield desired results.Popular online marketing strategies include developing websites or blogs; podcasting; online videos; article marketing; creating information reports; and engaging in social media. Each method can be used alone or combined with one or more strategies. For example, a company could create info reports and promote them via websites, blogs, and social media outlets.It is best to thoroughly research each method and how it is used before incorporating into the business marketing plan. In order to fully capitalize with these tools companies should have at least one fulltime employee who is educated in Internet advertising. Another option is to work with an online advertising agency that can either assist in creating advertisements or oversee all aspects of marketing endeavors.There are substantial differences between traditional print and online advertising. Printed materials can be costly and difficult to track results. Online campaigns are generally more affordable, but require companies to understand tracking methods to determine the return on investment.Websites are an essential element for any business. This tool can be used to market products or services; share info reports; publish audio podcasts or online videos; and generate customer leads. Companies can offer complimentary reports or newsletter subscriptions that require visitors to opt-in by providing their email address.Blogs allow companies to build brand awareness in a less formal setting that encourages visitor participation. Companies can share most types of online advertisements and also generate income by selling ad space to like-minded businesses.Podcast marketing is an excellent venue for presenting infomercials and for sharing inner workings of the business with anyone who wants to listen. Many Internet businesses use audio podcasts to broadcast corporate or personal Internet radio shows. The uses for podcasts are virtually unlimited, but popular methods include sharing product information and presenting interviews with industry experts.Audio podcasts can easily be turned into online videos. Since the script is already written, companies only need to reformat into a video that can be shared with others. Entrepreneurs and small business owners often avoid producing videos because they think they are cost prohibitive.The truth is online videos can be produced at affordable costs and don’t even require a video camera. Most desktop and laptop computers include editing software that lets users easily create videos with the click of a mouse. Videos can be produced using clipart, graphics, and still photos.Companies that desire professional videos may find it helpful to work with an online advertising agency. Those with a tight budget should consider contacting local colleges or vocational schools. College students can offer fresh perspectives and are adept at using the latest technology. Offering an intern program can help companies create ad campaigns for minimal costs.Video marketing is a powerful strategy for sharing advertising messages. The secret to success is creating high-quality videos that leave viewers feeling entertained, educated, and eager to share videos with others.Incorporating multiple online marketing strategies is crucial for improving search engine results. Taking time to investigate each strategy and how to integrate into your business, along with working with media professionals can launch your business to a new level.